Terms & Conditions – Use of Website

These terms and conditions outline the rules and regulations for the use of Econorisk Broker Consultants' (“the Company”) Smart Office website. 

Econorisk Broker Consultants (Pty) Ltd (Econorisk Broker Consultants) is located at: 
102 The Iron Works, 240 Sir Lowry Road Woodstock, Cape Town, 7925, South Africa.

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use Econorisk Broker Consultants' Smart Office website if you do not accept all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements:  “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. 
“The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. 
“Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves.

All terms refer to the offer, acceptance and consideration of payment necessary to undertake
the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of South Africa.

Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.

 

Use of this application

This website is for use by authorised personnel only, as designated by your organisation and agreed by Econorisk Broker Consultants.

Information submitted via this website constitutes binding cover once information has been submitted and accepted by the relevant Financial Services Provider.

All amendments are to be in line with your Policy Terms and Conditions of cover.

 

Passwords and account

Login and password details will be provided to authorised personnel as per details provided by your organisation. 

It is the responsibility of the relevant personnel to keep their login details safe and secure.

Econorisk Broker Consultants will not be responsible for any fraudulent use of the details provided to you.

You are solely responsible to notify us immediately to facilitate deactivation of your authorised personnel login details should they no longer be required to have access to the website.

Should you require any assistance with resetting your login details or with the deletion or addition of authorised personnel, please do not hesitate to contact us Econorisk Broker Consultants.

 

Cookies

We employ the use of cookies. By using Econorisk Broker Consultants' website you consent to the use of cookies in accordance with Econorisk Broker Consultants’ privacy policy. Most of the modern day interactive web sites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies.

License

Unless otherwise stated, Econorisk Broker Consultants and/or its licensors own the intellectual property rights for all material on Econorisk Broker Consultants’ website. All intellectual property rights are reserved. You may view and/or print pages from https://ebcsmartoffice.co.za for your own personal use subject to restrictions set in these terms and conditions.

You must not:

Republish material from https://ebcsmartoffice.co.za
Sell, rent or sub-license material from https://ebcsmartoffice.co.za
Reproduce, duplicate or copy material from https://ebcsmartoffice.co.za
Redistribute content from Econorisk Broker Consultants (unless content is specifically made for redistribution).

Hyperlinking to our Content

The following organisations may link to our Web site without prior written approval:
Search engines; 
News organisations; 
Online directory distributors when they list us in the directory may link to our Web site in the same
manner as they hyperlink to the Web sites of other listed businesses; and
Partner businesses and member organisations. 

These organisations may link to our home page, to publications or to other website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

Approved organizations may hyperlink to our Web site as follows:
By use of our corporate name; or
By use of the uniform resource locator (Web address) being linked to; or
By use of any other description of our Web site or material being linked to that makes sense within the context and format of content on the linking party's site.

No use of Econorisk Broker Consultants’ logo or other artwork will be allowed for linking absent a trademark license agreement.

Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Web site.

Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our website. You agree to immediately remove all links to our Web site upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our website, you agree to be bound to and abide by these linking terms and conditions.

Removal of links from our website

If you find any link on our website or any linked web site objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.

Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

Content Liability

We shall have no responsibility or liability for any content appearing on your website. You agree to indemnify and defend us against all claims arising out of or based upon your website. No link(s) may appear on any page on your website or within any context containing content or materials that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

 

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury resulting from negligence;
limit or exclude our or your liability for fraud or fraudulent misrepresentation;
limit any of our or your liabilities in any way that is not permitted under applicable law; or
exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: 
(a) are subject to the preceding paragraph; and 
(b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

 

Econorisk Broker Consultants

Privacy Policy

Our website address is: http://ebcsmartoffice.co.za.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor's IP address and browser user agent string to help spam detection.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Who we share your data with / How long we retain your data

We will collect data, which will include personal information and risk details required to underwrite the cover, solely for the purpose of obtaining and providing insurance quotations, and arranging and administering your insurance.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

The personal information supplied/provided via this website will be treated as private and confidential to Econorisk Broker Consultants and anyone else involved in the normal course of arranging and administering your insurance.